Terms and Conditions
Terms of Service Agreement
These Terms and Conditions govern your use of ylvariontequ's financial planning subscription service and website. Please read carefully before using our services.
Effective Date: September 6, 2025
By subscribing to our service or using our website, you acknowledge that you have read, understood, and agree to be bound by these terms
Definitions
The following terms have specific meanings throughout this agreement
- Service: Our monthly financial planning consultation and analysis subscription offering
- Client/You: The individual or entity subscribing to our financial planning services
- Company/We/Us: ylvariontequ, operating from Australia as a financial planning service provider
- Subscription: The monthly recurring payment arrangement for ongoing financial planning consultation services
Use of Our Services
Your access to and use of our services is subject to the following conditions and restrictions
Eligibility Requirements
You must be at least 18 years old and legally capable of entering into binding contracts under Australian law to use our services
18+ only
We reserve the right to modify, suspend, or discontinue any aspect of our service with appropriate notice to subscribers
Your Responsibilities
As a subscriber, you agree to the following responsibilities and obligations
- Provide accurate and complete information necessary for financial planning consultation
- Maintain the confidentiality of your account credentials and contact information
- Use our services only for lawful purposes and in accordance with these terms
- Notify us promptly of any changes to your financial situation or contact details
Prohibited Activities
The following activities are strictly prohibited when using our services
- Sharing account access with unauthorized individuals or entities
- Using our service for illegal activities or fraudulent purposes
- Attempting to reverse engineer, copy, or redistribute our proprietary content
- Harassing, threatening, or abusing our staff or other clients
- Providing false information or misrepresenting your financial situation
Intellectual Property Rights
All content, materials, and intellectual property associated with our service remain the exclusive property of ylvariontequ and are protected by Australian and international copyright laws.
We grant you a limited, non-exclusive license to use our service for personal financial planning purposes only
Privacy and Data Protection
We are committed to protecting your personal information in accordance with Australian privacy laws and our Privacy Policy.
Please review our complete Privacy Policy for detailed information about data collection, use, and protection practices Privacy Policy
Payment Terms and Billing
The following terms govern billing, payment, and subscription management for our services
Subscription Fees: Monthly subscription fee of $250 AUD, billed in advance on the same date each month
Billing and Payment: Payments are processed automatically using your chosen payment method. All prices include applicable Australian taxes
Refund Policy: Monthly subscription fees are non-refundable. You may cancel your subscription at any time to prevent future charges
Service Disclaimers and Limitations
Important limitations and disclaimers regarding our financial planning consultation service
Our service is provided "as is" without warranties of any kind, either express or implied, including fitness for particular purposes
Individual results may vary
Limitation of Liability
Our liability for any claims arising from our service is limited to the amount of subscription fees paid in the 12 months preceding the claim
Under no circumstances shall our total liability exceed $3,000 AUD for any single claim or series of related claims
User Indemnification
You agree to indemnify ylvariontequ against any claims arising from your use of our service or violation of these terms
Dispute Resolution
We are committed to resolving any disputes efficiently and fairly through the following processes
Arbitration Process
Disputes that cannot be resolved through direct communication will be settled through binding arbitration in accordance with Australian arbitration rules
Arbitration proceedings will be conducted in English in Melbourne, Australia, under the rules of the Australian Centre for International Commercial Arbitration
Online Dispute Resolution
For clients in the European Union, online dispute resolution services are available through the European Commission's ODR platform
Access the ODR platform for alternative dispute resolution options EU ODR Platform
Termination of Service
Either party may terminate the subscription service at any time with written notice. Termination takes effect at the end of the current billing period.
Upon termination, your access to consultation services will cease, though previously provided analysis and recommendations remain available for your personal use
Governing Law
These terms are governed by Australian law, and any disputes will be resolved in the courts of Victoria, Australia
Modifications to Terms
We may update these terms periodically to reflect changes in our service or legal requirements. Updated terms will be posted on our website.
Continued use of our service after term modifications constitutes acceptance of the revised terms
Severability
If any provision of these terms is found unenforceable, the remaining provisions shall continue in full force and effect
Entire Agreement
These terms, together with our Privacy Policy and Disclaimer, constitute the entire agreement between you and ylvariontequ
Contact Us About Cookies
For questions about these terms or our service, contact us at contact@ylvariontequ.com or +61 514-394-152
Company Name: ylvariontequ
Email: contact@ylvariontequ.com
Phone: +61 514-394-152
Address: 123 Collins Street, Melbourne VIC 3000